OnTrack WNC
Executive Director
Track A: Start-Up Businesses
Start-Up Loans & Credit Lines

CELESTE COLLINS is the Executive Director of OnTrack Financial Education & Counseling, formerly Consumer Credit Counseling Service of Western North Carolina. OnTrack WNC is a nonprofit, which serves the western 18 counties of NC helping people reach their money and housing goals through education, counseling and support.

Celeste joined the agency in 1993 and over the years she has been a credit counselor, housing counselor, educator, grant writer, marketing director, and fundraiser.

A passion for helping people manage their money and credit better inspired Celeste to leave her job with First Union National Bank; her last position with the bank was Vice President, Regional Sales & Marketing Manager for its 88-branch western region.

Celeste graduated from UNC-Chapel Hill with a BS in Business Administration with a concentration in accounting. Celeste is married to Asheville native, Carleton Collins, an architect; they have two young adult children, Kathleen and Garrett.